How Can I Get Car Financing with a Bad Credit Score?

woman next to toyota avalon 

When people visit Chicago Northside Toyota, they often ask, "Can I get a car loan with bad credit?" The answer is: yes! Our financing team will help you figure out how to finance a car with bad credit. We can also help get you a deal by taking advantage of our new vehicle specials.

Finance Department Apply for Financing

How Can You Finance a Car with Bad Credit?

When you visit our finance department for financial assistance, we will work hard so you can obtain a bad credit car loan. Ready to get started? Apply for financing online to get pre-approved, and then work directly with our finance experts to create a payment plan that fits within your budget.

What Steps Should I take To Get a Car Loan with Bad Credit?

If you are thinking about taking out a bad credit car loan, there are things to think about and to have together beforehand in order to ensure you are making the best financial decision for yourself.

  1. Determine how much you can afford to pay per month based on your budget.
  2. Make a larger down payment if possible.
  3. Try to clean up your credit report before applying for a loan.
  4. Be honest about what kind of car you should buy, and don't get more than you need.
  5. Ask questions!
toyota finance

Improve Your Credit Score

Many Evanston-area drivers don't know that if you take out a car loan with bad credit, and you can consistently make your payments on time every month, it will boost your credit score and credit history. In return, this will give you more lending power down the line for lower interest loans and credit cards.

Finance a Car with Bad Credit in Chicago!

Are you ready to secure a bad credit car loan but need help with the down payment? Consider doing a vehicle trade-in. You can also get an estimate on your monthly payments using our payment calculator. Contact us with any questions about financing a car, gap insurance, or to schedule an appointment.